Loan Programs
Conventional Loans
A Versatile Option for Homeownership
Conventional loans are a popular choice for a wide range of borrowers, offering flexibility and competitive terms. Whether you're buying your first home, a vacation property, or an investment property, a conventional mortgage could be the right solution for you.
Suitable for primary residences, second homes, and investment properties
Various down payment options available
Competitive interest rates
Potential for lower mortgage insurance premiums
FHA
Opening Doors to Homeownership
FHA loans are a government-insured mortgage option designed to make homeownership more accessible. With flexible qualifying requirements and low down payment options, FHA loans can be a great choice for a variety of borrowers.
Here's what makes FHA loans unique:
Lower Credit Score Requirements:
Qualify for a mortgage even if your credit score isn't perfect.
Low Down Payment Options:
Purchase a home with as little as 3.5% down.
More Flexibility with Your Finances:
FHA loans may allow you to qualify even if you have more debt compared to your income than some other loan programs.
VA Loans
A Benefit You've Earned
VA loans are a powerful benefit earned through your service to our country. These government-backed loans offer unique advantages to help you achieve homeownership:
$0 Down Payment:
Purchase a home with no down payment required.
No Private Mortgage Insurance:
Save money each month with no PMI premiums.
Competitive Interest Rates:
Secure a loan with potentially lower interest rates than other loan options.
Flexible Credit Guidelines:
Qualify with potentially more lenient credit requirements.
VA Loans
A Benefit You've Earned
VA loans are a powerful benefit earned through your service to our country. These government-backed loans offer unique advantages to help you achieve homeownership:
$0 Down Payment:
Purchase a home with no down payment required.
No Private Mortgage Insurance:
Save money each month with no PMI premiums.
Competitive Interest Rates:
Secure a loan with potentially lower interest rates than other loan options.
Flexible Credit Guidelines:
Qualify with potentially more lenient credit requirements.
ECP LendX
Non-QM Loans, Built for You
Unique. Innovative. Tailored.
ECP LendX redefines Non-QM lending with flexible solutions designed for today's diverse borrowers. We believe in empowering you with choices, providing access to capital that aligns with your individual needs and goals.
LendX Prime:
● "Own your future. Qualify based on your bank statements, not your tax returns."
● "Ideal for self-employed borrowers, freelancers, and business owners."
● "Benefit from flexible terms and competitive rates."
LendX Invest:
● "Grow your portfolio. Finance your investment properties with ease."
● "Qualify based on the property's rental income, not your personal finances."
● "Maximize your returns with tailored loan solutions."
LendX Global:
● "Welcome home. Achieve your homeownership dreams, no matter where you're from."
● "Specialized loans for foreign nationals with unique needs."
● "Expert guidance throughout the process."
LendX Streamline:
● "Simplify the process. Get a mortgage without income verification."
● "Experience a faster, more efficient path to homeownership."
Have Questions?
Phone: (786) 839-4140
Location: 13590 SW 134th Ave, Suite 211 Miami, FL 33186
email: [email protected]
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. As a result of refinancing total finance charges may be higher over the life of the loan. Other restrictions may apply.
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin, Texas 78705. complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.