Privacy Policy

ECP Mortgage Privacy Policy

Effective Date: 01/08/2025

1. Introduction

Equitable Capital Partners LLC dba ECP Mortgage ("we," "us," or "our") values your privacy. This policy explains how we collect, use, and share your personal information when you use our website (www.ecpmortgage.com) (the "Site"), mobile applications, or services. We are licensed in Florida and Texas and comply with relevant laws, including the Florida Digital Bill of Rights (FDBR) and the Texas Data Privacy and Security Act (TDPSA).

2. Information We Collect

Personal Information: This includes identifiers like your name, address, email, phone number, Social Security number, financial information, employment history, IP address, online identifiers, and account usernames.

Sensitive Data: This includes government identifiers, precise geolocation data, racial or ethnic origin, religious beliefs, health information, biometric data, genetic data, children's data, and information about your sex life or sexual orientation. We only collect this data with your explicit consent or as required by law.

Automatically Collected Information: We gather data about your interactions with the Site, such as browser type, operating system, pages visited, and referring URLs, using cookies and similar technologies.

3. How We Use Your Information

Providing Services: To process loan applications, provide mortgage services, communicate with you, and personalize your experience.

Marketing: To send you information about our products and services. You can opt-out of marketing communications at any time.

Legal Compliance: To comply with applicable laws and regulations, including responding to lawful requests and preventing fraud.

Improving Our Services: To analyze Site usage, conduct research, and develop new offerings.

4. Sharing Your Information

We may share your information with:

Service Providers: Companies that perform services on our behalf (e.g., loan processing, IT support, marketing). We have contracts requiring them to protect your information.

Financial Institutions: Lenders, banks, and other entities involved in your loan transaction.

Government Agencies: As required by law or legal process.

Other Parties: With your consent or as disclosed at the time of collection.

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. This includes data encryption, access controls, and employee training.

6. Your Privacy Rights

Access and Correction: You can request access to or correction of your personal information.

Deletion: You can request deletion of your personal information, subject to certain exceptions.

Opt-Out: You can opt-out of the sale or sharing of your personal information.

Florida Specific Rights (FDBR):

Confirm Processing: Confirm if we are processing your personal information.

Obtain a Copy: Obtain a copy of your personal information.

Correct Inaccuracies: Correct inaccuracies in your personal information.

Opt-Out of Sale/Sharing: Opt-out of the sale or sharing of your personal information.

Opt-Out of Targeted Advertising: Opt-out of targeted advertising based on your online activity.

Opt-Out of Profiling: Opt-out of the processing of your personal information for profiling.

Texas Specific Rights (TDPSA):

Confirm Processing: Confirm if we are processing your personal information.

Access: Access your personal information.

Correction: Correct inaccuracies in your personal information.

Deletion: Request deletion of your personal information.

Data Portability: Receive a copy of your personal information in a portable format.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes.

8. Children's Privacy

Our Site is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

9. Do Not Track Signals

We do not currently respond to "Do Not Track" signals.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will post any changes on our Site and notify you as required by law.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

[email protected]